publish self help ebooks, websites on how to do your own legal forms on the civil side of the law such as bankruptcy, answer summons, etc.
the intended cover is for an ebook entitled "Taking the Mystery Out of the Means Test" which is a how to pass the means test whether using an attorney or doing your own bankruptcy...although, it is more intended for those debtors representing themselves. The means test as used in a bankruptcy filing determines which chapter of bankruptcy (bk) an individual can file...ch 7 or 13. most debtors prefer to file a ch 7 as it's over in 90 days as opposed to a 13 which lasts from 3-5 years. in a 7 no money is paid to their creditors whereas any disposable income (whats left after paying your overhead) goes to their creditors for 3-5 years in a 13.
the means test uses annual gross income and family size to determine which chapter can be filed based on the debtors state of residence median income. if debtors income is over the state median, the debtor must file a 13 even if they want to file a 7. my ebook gives tips, suggestions and solutions on how to pass the means test when the failed (income too high).
as to the cover...i dont like using traditional type items like gavels, books, contracts, the scales of justice...too mundane and overused. since there is so much mystery surrounding the means test i think a better cover would draw more attention if designed as a mystery novel, not necessarily a legal how to, although that's what it is.